Feedy video tattos1/4/2023 ![]() “You also want to be looking at the stores that are closest to you, so you’re not spending the extra money you’d save on gas.”Īn alternative way to save money on groceries is to check out food sharing apps such as Olio, which connects people around their community to share extra grocery items, and Too Good to Go, where customers can buy businesses’ surplus food at a discount.Įven with these saving and spending practices, a month’s wages aren’t always enough to cover important expenses. “A lot of stores have price matching, so if you show them that a competitor is selling the same product at a lower rate, they’ll match that,” said McCallister-Young. Grocery shopping with a meal plan, buying generic rather than brand-name or purchasing in bulk are some of the recommendations from the Consumer Federation of America. If you are unsure if you qualify for any federal or state program, you can call 211, which will connect you with a local specialist who can assist you. “If you tell them, ‘I’m thinking of changing’ or that you’re shopping around, that helps - if they know you’re considering leaving, they’ll give you the best rate, and the goal right now is to find as much cashflow as possible,” she said.Ĭheck out federal programs such as the Low Income Home Energy Assistance Program, which helps cover bills, and Lifeline, which can assist with phone bills. If a provider is competitive with other companies, there’s an even better chance of getting a discount, she added. Individuals can ask for the best rate, any available discounts, rebates, or coupons that can lead to a lowered monthly fee. Since the pandemic, many companies have updated their relief policies and have become more flexible with users, according to Kia McCallister-Young, director of America Saves.Ĭalling providers of monthly services to negotiate bills - whether it’s utilities, phone service, cable, internet, or auto insurance - can lead to meaningful savings, said McCallister-Young. And Craigslist allows you to search by area, to cut down on driving – which means less gas and inconvenience. One choice he’s made is to buy items like clothes or electronics second-hand whenever possible, whether from Goodwill, pawn shops, or Craigslist. Since the start of the pandemic, when Galeon cut down from caring for multiple families to a single client to reduce his health risks, his household has dealt with financial instability. His son’s favorite Hi-C orange juice, which was $1.99 for a six-pack, is now $2.50. With interest rates high, it’s also not a great time to take out new loans for big expenses like cars, though experts do recommend that if you need durable goods such as vacuum cleaners, stoves or dishwashers, you buy them as soon as possible to avoid future price increases.Īllen Galeon, an in-home caregiver in California, has been affected for months by the rising prices of household staples like groceries, paper towels, and gas for his commute. The Federal Trade Commission’s Consumer Advice guide for Getting Out of Debt can help you make a plan. “Job security tends to be worse when a recession comes, it’s not a great time to accumulate debt,” said Ma.īut paying off your existing debt is easier said than done. It does not store any personal data.As interest rates rise, experts recommend that you consolidate your loans to have just one fixed-rate loan and, if you can, pay down as much of your debt as possible. ![]() The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. The cookie is used to store the user consent for the cookies in the category "Performance". This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. The cookies is used to store the user consent for the cookies in the category "Necessary". The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". The cookie is used to store the user consent for the cookies in the category "Analytics". ![]() ![]() These cookies ensure basic functionalities and security features of the website, anonymously. Necessary cookies are absolutely essential for the website to function properly. ![]()
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